The Distributor Credit Report is filled with in-depth financial information to help you make educated decisions when selecting business prospects and partners.
The Distributor Profile supplies extensive contact information including, mailing, delivery and email addresses, as well as full electronic contact information. Company revenue and employment figures are also included in the Distributor Profile. Additionally, under Company Information, you are able to click the Product View link to see the most popular products searched by the distributor, as well as what year the company was established, years as an ASI member and current hours of operation.
Below the demographic and contact information for the distributor, there are three sections:
- Credit Report:
Features a chart comparing the industry’s average credit score with the distributor’s score—also highlighted in a grey box—and provides navigation links to key report sections. - Monitor Detail:
View the distributor's average pay habits, as well as any past due transactions, NSF checks, and turn over collections/write-offs. - Comparison Analysis:
Compare the distributor's volume of purchases and pay habits with industry averages.
Credit Report
The Payment Summary section provides a chart with real-time credit details for the distributor and the industry. The Current
Credit Score is ranked on a numeric scale to indicate risk level. The higher the distributor's credit score is, the lower
the risk of a late or non-payment. Their bracket will be highlighted for you, and you can view the key elements that contribute
to the overall score.
Note: NSF is an abbreviation for Non-Sufficient Funds and DBT is an abbreviation
for Days Beyond Term.
Above this chart, there are two buttons:
- Add to/Remove from Monitor List:
If the distributor is on the Monitor List, you can remove them. Conversely, if the distributor is not on the Monitor List, you can add them. - Report a Single Transaction:
Submit a report for this distributor.
Located directly below the Credit Score area is a more detailed view of this distributor's credit habits.
Below the credit score information are additional fields detailing the distributor's credit profile:
- Distributor Credit History:
The Distributor Credit History provides at a glance information for the current and past six months, as well as the industry average and additional general credit information. With the Distributor Credit History, suppliers can compare a distributor’s paying habits to those of the rest of the industry average (shown in the green column). The average payment time, high credit extended, average high credit, number of purchases, volume of purchases (in dollars) and the average invoice amount are viewable for the current and previous 6-month period. In the red column, the number of bankruptcies, collections, write-offs, disputes and NSF checks are reported.
- Average Pay Habits:
The Average Paying Habits lists the number of Reports with Purchases, Transactions with Purchases, and Volume (in dollars) of payments made by the distributor in numerous payment intervals up to 150+ days. Supplier Choice (when the supplier chooses to charge up-front) and Distributor Choice (when the distributor chooses to pay up-front) display first.
- Past Due Invoices:
Past Due Invoices reveal the date an invoice was reported past due, its pay code, whether the invoice is disputed, the sales terms, the total owing and dollar amount past due at 30 day intervals up to 90+ days.
- References:
Lists contact information for businesses that can verify the distributor’s payment reliability provided by suppliers and banks. Click on a reference type to view the individual companies.
- NSF Checks:
The NSF (Non-Sufficient Funds) Checks Detail lists the invoice date and amount of the distributor's Non-sufficient Funds (bounced) checks. - TOC (Turn Over for Collection):
Turn Over For Collection Details lists the debt invoice date, action date, amount, whether the debt was turned over, written off or disputed, the amount paid to date, and the last pay date. - Branches:
Lists the distributor’s additional locations or operational sites.
Monitor Detail
This section includes two graphs, one for the distributor's average pay habits and one for past due transactions. In addition, information for NSF (non-sufficient funds) checks and turn over collections/write-offs is available.
Comparison Analysis
This section contains the Distributor Profile, but also provides at a glance pie charts displaying the grouping summary and selected distributor pay habit comparison.
- Grouping Summary
The Grouping Summary provides information about the reported volume of purchases for that distributor based on the last 12 months. It will also provide a breakdown of all distributors and the percentage belonging to each bracket of reported income. There are four brackets:- $0 - $250,000
- $250,001 - $500,000
- $500,001 - $1,000,000
- Over $1,000,000
- Selected Distributor Pay Habit Comparison
The Selected Distributor Pay Habit Comparison section provides information about the average pay habits of the distributor compared with those of the industry. There are eight brackets:- Other
- 1-30 Days
- 31-45 Days
- 46-60 Days
- 61-90 Days
- 91-120 Days
- 121-150 Days
- Over 150 Days